Author Archives

Nadia D. Adams

Nadia Darkazalli Adams is a skilled trial lawyer and business litigator who drives outstanding results for the firm’s clients in state and federal civil litigation. A former prosecutor, Nadia is a tenacious and powerful courtroom advocate. She has tried more than forty bench and jury trials, prosecuting violent crimes and sex offenders in the process. This experience makes her driven and direct in the pursuit of her clients’ interests, but she never loses sight of her clients’ specific needs. She delivers clear-cut and reliable advice at every phase of litigation.

Today, Nadia focuses her practice on the defense of national mortgage servicers, lenders, and other financial institutions in consumer and contract-based suits. She has in-depth experience with consumer protection statutes, such as the Fair Credit Reporting Act (“FCRA”), California Consumer Credit Reporting Agencies Act (“CCRAA”), Fair Debt Collection Practices Act (“FDCPA”), Telephone Consumer Protection Act (“TCPA”), California Homeowner Bill of Rights (“HOBR”) and California Unfair Competition Law (“UCL”). Additionally, Nadia has extensive experience in the prosecution and defense of real-property based suits concerning title defects, lien priority matters, judicial and non-judicial foreclosures and title coverage issues.

During the course of her career, Nadia has also handled healthcare billing and automobile insurance fraud matters, corporate internal investigations in white collar criminal and consumer protection matters, and general business disputes.

Let it Burn: Court Does Not Believe Defendant Intentionally Destroyed Records to Avoid Identification of Potential Plaintiffs in FCRA Class Action

  Here’s one that will light your fire. Martinez v. Triple S Props., No. 6:17-03195-CV-RK, 2018 U.S. Dist. LEXIS 166357 (W.D. Mo. Sep. 27, 2018) is a proposed class action against Triple S Properties (“Defendant), an owner of residential rental properties. The Plaintiffs alleged in a motion for […]

Sharp Distinction: Section 1681i Claim Dismissed Because There is a “Sharp Distinction” Between a Credit File and Credit Report

Plaintiffs’ Other FCRA Claims Survive By “Skin of their Teeth.” In Clements v. Trans Union, LLC, 2018 U.S. Dist. LEXIS 160931 (Aug. 29, 2018)[1] (“Clements”), a purported class action pending in the United States District Court for the Southern District of Texas, the Plaintiffs sued Trans Union LLC (“Trans […]

Mark Your Calendars: New FCRA Summary of Rights Notice Requirements Go into Effect Tomorrow, September 21, 2018

  Things are changing in FCRAland. The Economic Growth, Regulatory Relief, and Consumer Protection Act (“Act”) (full text here) has added a new section the Fair Credit Reporting Act (“FCRA”), section 605A(i), which goes into effect tomorrow, September 21, 2018. Among other things, section 605A(i) requires nationwide consumer reporting […]

The Tassel is Worth the Hassle: Putative Class Action Dismissed after Court Finds that Accurately Reported College Enrollment Dates and Degree-Conferral Status Are Not Adverse Information

15 U.S.C. 1681c of the Fair Credit Reporting Act (“FCRA”) governs the requirements for information contained in consumer reports.  Section 1681c(a) provides that there are six categories of information that are generally precluded from reporting unless they fall under an exception described in section 1681c(b).  The six categories […]