Compliance With FCRA’s Requirement To Investigate A Dispute Within 30 Days Does Not Satisfy The FDCPA’s Requirement To Promptly Report A Disputed Debt

In Francisco v. Midland Funding, No. 17 C 6872, 2019 U.S. Dist. LEXIS 20601, at *2 (N.D. Ill. Feb. 8, 2019), the plaintiff sued Midland Funding LLC and Midland Credit Management, Inc. (“MCM”) under the Fair Debt Collection Practices Act (“FDCPA”) for the failure to promptly report the […]

Another “BIG” FCRA class settlement

On Friday, Magistrate Judge David R. Strawbridge of the Eastern District of Pennsylvania granted motions for Final Approval of Class Action Settlement and Award of Attorneys’ Fees and Reimbursement of Expenses in Kelly v. Business Information Group, Inc. (“BIG”), 2019 WL 414915 (E.D. Penn. Feb. 1, 2019). Plaintiff Michael […]

Does a violation of FCRA’s “Stand-Alone” disclosure requirement confer standing or not?

Could there be a split brewing with regard to standing to pursue FCRA claims against potential employers for violating the stand-alone disclosure requirement contained in 15 U.S.C. § 1681(b)(2)(A)(i)?  Maybe. Section 1681(b)(2)(A)(i) states as follows:  “Except as provided in subparagraph (B), a person may not procure a consumer report, […]