More Good News for FCRA Defendants – US District Court for the Western District of Washington Requires Plaintiff To Arbitrate FCRA Claims Against Loan Servicer

In Howard v. Navient Solutions, LLC, 2018 U.S. Dist. LEXIS 180022 (W.D. Wa., Oct. 18, 2018), the US District Court for the Western District of Washington recently held that arbitration provisions in promissory notes (“Notes”) signed by the plaintiff were broad enough to encompass her FCRA claim against […]

Some Good News for Credit Grantors – The 6th Circuit Raises The Bar For Pleading “Permissible Purpose” Violations Under FCRA

At a time when some courts allow FCRA claims to withstand motions to dismiss based on largely conclusory assertions of the elements of a FCRA violation (particularly § 1681s-2(b) claims alleging a failure to “reasonably investigate”), the U.S. Court of Appeals for the 6th Circuit just issued an […]