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    <lastmod>2026-10-29T14:13:04-04:00</lastmod>
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      <news:publication_date>2026-10-29T14:13:03-04:00</news:publication_date>
      <news:title>Klarna adds BNPL options at Kohl’s for U.S. online and app shoppers</news:title>
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    <lastmod>2026-10-29T13:12:57-04:00</lastmod>
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    <lastmod>2026-10-29T12:13:19-04:00</lastmod>
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      <news:publication_date>2026-10-29T12:13:18-04:00</news:publication_date>
      <news:title>Watchdog says CFPB failed to secure sensitive data and address cyber flaws</news:title>
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    <lastmod>2026-10-29T10:14:21-04:00</lastmod>
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      <news:publication_date>2026-10-29T10:14:20-04:00</news:publication_date>
      <news:title>PCE inflation rose faster in September as U.S. economy accelerated</news:title>
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      <image:title>PCE inflation rose faster in September as U.S. economy accelerated</image:title>
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    <lastmod>2026-10-29T09:14:11-04:00</lastmod>
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      <news:publication_date>2026-10-29T09:14:10-04:00</news:publication_date>
      <news:title>U.S. stock futures slip as Alphabet and Caterpillar results weigh on markets</news:title>
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    <loc>https://fcraland.com/americans-used-more-than-160-billion-in-buy-now-pay-later-plans-last-year</loc>
    <lastmod>2026-10-29T08:13:05-04:00</lastmod>
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      <news:publication_date>2026-10-29T08:13:04-04:00</news:publication_date>
      <news:title>Americans used more than $160 billion in buy now, pay later plans last year</news:title>
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    <loc>https://fcraland.com/equifax-agrees-to-proposed-100-million-settlement-over-inaccurate-credit-scores</loc>
    <lastmod>2026-10-29T07:13:22-04:00</lastmod>
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      <news:publication_date>2026-10-29T07:13:22-04:00</news:publication_date>
      <news:title>Equifax agrees to proposed $100 million settlement over inaccurate credit scores</news:title>
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    <lastmod>2026-10-28T19:13:07-04:00</lastmod>
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      <news:title>Justice Department reports 712 elder-fraud investigations in one year</news:title>
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