https://fcraland.com/study-drivers-in-seattle-saved-up-to-184-a-month-by-refinancing-auto-loans 2026-10-25T19:13:23-04:00 FCRAland en 2026-10-25T19:13:23-04:00 Study: drivers in Seattle saved up to $184 a month by refinancing auto loans https://fcraland.com/uploads/ia-banking-e374c5.webp Study: drivers in Seattle saved up to $184 a month by refinancing auto loans https://fcraland.com/class-action-filed-after-southern-co-parent-says-400-000-customer-accounts-were-breached 2026-10-25T18:14:05-04:00 FCRAland en 2026-10-25T18:14:04-04:00 Class action filed after Southern Co. parent says 400,000 customer accounts were breached https://fcraland.com/uploads/ia-identity-theft-348d63.webp Class action filed after Southern Co. parent says 400,000 customer accounts were breached https://fcraland.com/the-bancorp-schedules-oct-29-earnings-release-and-oct-30-investor-call-for-fintech-business 2026-10-25T17:15:12-04:00 FCRAland en 2026-10-25T17:15:12-04:00 The Bancorp schedules Oct. 29 earnings release and Oct. 30 investor call for fintech business https://fcraland.com/uploads/ia-fintech-ca8d83.webp The Bancorp schedules Oct. 29 earnings release and Oct. 30 investor call for fintech business https://fcraland.com/google-policy-change-lets-gmail-and-photos-data-personalize-search-and-ads-when-users-opt-in 2026-10-25T16:13:51-04:00 FCRAland en 2026-10-25T16:13:51-04:00 Google policy change lets Gmail and Photos data personalize search and ads when users opt in https://fcraland.com/uploads/ia-data-privacy-6443aa.webp Google policy change lets Gmail and Photos data personalize search and ads when users opt in https://fcraland.com/transunion-offers-first-look-mortgage-tool-so-lenders-can-buy-reports-before-paying-for-scores 2026-10-25T15:14:30-04:00 FCRAland en 2026-10-25T15:14:29-04:00 TransUnion offers 'first look' mortgage tool so lenders can buy reports before paying for scores https://fcraland.com/uploads/ia-credit-scores-f26f44.webp TransUnion offers 'first look' mortgage tool so lenders can buy reports before paying for scores https://fcraland.com/keystone-says-shopify-powered-store-leak-exposed-customer-names-addresses-and-order-details 2026-10-25T14:13:21-04:00 FCRAland en 2026-10-25T14:13:21-04:00 Keystone says Shopify-powered store leak exposed customer names, addresses and order details https://fcraland.com/uploads/ia-identity-theft-d84e05.webp Keystone says Shopify-powered store leak exposed customer names, addresses and order details https://fcraland.com/judge-opm-unlawfully-gave-doge-broad-access-to-federal-personnel-data 2026-10-25T13:13:19-04:00 FCRAland en 2026-10-25T13:13:18-04:00 Judge: OPM unlawfully gave DOGE broad access to federal personnel data https://fcraland.com/uploads/ia-data-privacy-61a36f.webp Judge: OPM unlawfully gave DOGE broad access to federal personnel data https://fcraland.com/sellers-cut-prices-and-offer-incentives-as-u-s-housing-market-stalls 2026-10-25T12:13:46-04:00 FCRAland en 2026-10-25T12:13:46-04:00 Sellers cut prices and offer incentives as U.S. housing market stalls https://fcraland.com/uploads/ia-housing-3e467d.webp Sellers cut prices and offer incentives as U.S. housing market stalls https://fcraland.com/borrowers-brace-for-higher-student-loan-bills-after-save-plan-elimination 2026-10-25T11:31:23-04:00 FCRAland en 2026-10-25T11:39:44-04:00 Borrowers brace for higher student‑loan bills after SAVE plan elimination https://fcraland.com/uploads/ia-student-loans-f4626c.webp Borrowers brace for higher student‑loan bills after SAVE plan elimination https://fcraland.com/fico-cuts-wholesale-mortgage-price-to-10-for-preferred-lenders-reshaping-mortgage-scoring-economics 2026-10-25T11:23:40-04:00 FCRAland en 2026-10-25T11:23:40-04:00 FICO cuts wholesale mortgage price to $10 for preferred lenders, reshaping mortgage scoring economics https://fcraland.com/uploads/ia-credit-scores-339439.webp FICO cuts wholesale mortgage price to $10 for preferred lenders, reshaping mortgage scoring economics https://fcraland.com/national-average-credit-card-apr-hits-19-70-as-balances-and-delinquencies-rise 2026-10-25T11:19:11-04:00 FCRAland en 2026-10-25T11:19:11-04:00 National average credit card APR hits 19.70% as balances and delinquencies rise https://fcraland.com/uploads/ia-credit-cards-fb6ce8.webp National average credit card APR hits 19.70% as balances and delinquencies rise https://fcraland.com/first-advantage-and-id-me-roll-out-fcra-compliant-ai-identity-checks-for-background-screening 2026-10-25T11:19:09-04:00 FCRAland en 2026-10-25T11:19:09-04:00 First Advantage and ID.me roll out FCRA‑compliant AI identity checks for background screening https://fcraland.com/uploads/ia-consumer-rights-36ab88.webp First Advantage and ID.me roll out FCRA‑compliant AI identity checks for background screening https://fcraland.com/in-many-california-metros-rising-rents-still-trail-monthly-mortgage-costs-by-years 2026-10-24T20:30:46-04:00 FCRAland en 2026-10-24T20:30:45-04:00 In many California metros, rising rents still trail monthly mortgage costs by years https://fcraland.com/uploads/ia-housing-32d8b3.webp In many California metros, rising rents still trail monthly mortgage costs by years https://fcraland.com/lianlian-global-partners-with-paypal-to-pay-creators-and-sellers-directly-to-paypal-and-venmo 2026-10-24T20:28:42-04:00 FCRAland en 2026-10-24T20:28:41-04:00 LianLian Global partners with PayPal to pay creators and sellers directly to PayPal and Venmo https://fcraland.com/uploads/ia-fintech-7712ec.webp LianLian Global partners with PayPal to pay creators and sellers directly to PayPal and Venmo https://fcraland.com/rbc-warns-core-pce-may-reaccelerate-and-flags-risks-for-lower-and-middle-income-households 2026-10-24T20:26:15-04:00 FCRAland en 2026-10-24T20:26:13-04:00 RBC warns core PCE may reaccelerate and flags risks for lower‑ and middle‑income households https://fcraland.com/uploads/ia-economy-ba51a4.webp RBC warns core PCE may reaccelerate and flags risks for lower‑ and middle‑income households https://fcraland.com/third-round-of-october-social-security-payments-scheduled-for-wednesday-oct-28 2026-10-24T20:26:13-04:00 FCRAland en 2026-10-24T20:26:12-04:00 Third round of October Social Security payments scheduled for Wednesday, Oct. 28 https://fcraland.com/uploads/ia-retirement-744c95.webp Third round of October Social Security payments scheduled for Wednesday, Oct. 28 https://fcraland.com/study-finds-more-airbnb-listings-are-linked-to-small-but-measurable-rent-and-home-price-increases 2026-10-24T20:26:11-04:00 FCRAland en 2026-10-24T20:26:11-04:00 Study finds more Airbnb listings are linked to small but measurable rent and home‑price increases https://fcraland.com/uploads/ia-housing-bc9188.webp Study finds more Airbnb listings are linked to small but measurable rent and home‑price increases https://fcraland.com/sellers-in-las-vegas-are-buying-down-mortgage-rates-to-move-homes-as-30-year-rates-stay-above-7 2026-10-24T20:26:09-04:00 FCRAland en 2026-10-24T20:26:08-04:00 Sellers in Las Vegas are buying down mortgage rates to move homes as 30-year rates stay above 7% https://fcraland.com/uploads/ia-mortgages-loans-795a2f.webp Sellers in Las Vegas are buying down mortgage rates to move homes as 30-year rates stay above 7% https://fcraland.com/bbb-warns-of-political-phishing-and-donation-scams-as-midterm-voting-nears 2026-10-24T20:26:08-04:00 FCRAland en 2026-10-24T20:26:06-04:00 BBB warns of political phishing and donation scams as midterm voting nears https://fcraland.com/uploads/ia-identity-theft-03b0bc.webp BBB warns of political phishing and donation scams as midterm voting nears https://fcraland.com/millions-of-prime-customers-to-get-ftc-refunds-labeled-with-president-trump-s-federal-trade-commission 2026-10-24T20:26:04-04:00 FCRAland en 2026-10-24T20:26:04-04:00 Millions of Prime customers to get FTC refunds labeled with ‘President Trump’s Federal Trade Commission’ https://fcraland.com/uploads/ia-regulators-f932ad.webp Millions of Prime customers to get FTC refunds labeled with ‘President Trump’s Federal Trade Commission’ https://fcraland.com/customers-have-days-left-to-claim-share-of-2-8m-finwise-bank-data-breach-settlement 2026-10-24T20:16:44-04:00 FCRAland en 2026-10-24T20:16:44-04:00 Customers have days left to claim share of $2.8M FinWise Bank data‑breach settlement https://fcraland.com/uploads/ia-banking-19d666.webp Customers have days left to claim share of $2.8M FinWise Bank data‑breach settlement https://fcraland.com/watch-your-account-some-social-security-and-ssi-checks-arrive-early-in-late-2026 2026-10-24T20:08:29-04:00 FCRAland en 2026-10-24T20:08:29-04:00 Watch your account: some Social Security and SSI checks arrive early in late 2026 https://fcraland.com/uploads/ia-retirement-ea208a.webp Watch your account: some Social Security and SSI checks arrive early in late 2026 https://fcraland.com/hims-asks-judge-to-toss-ftc-suit-over-subscriptions-and-alleged-health-data-sharing 2026-10-24T20:08:26-04:00 FCRAland en 2026-10-24T20:08:25-04:00 Hims asks judge to toss FTC suit over subscriptions and alleged health-data sharing https://fcraland.com/uploads/ia-regulators-bacad9.webp Hims asks judge to toss FTC suit over subscriptions and alleged health-data sharing https://fcraland.com/social-security-says-it-corrected-nearly-50-million-ssn-records-in-largest-cleanup-in-agency-history 2026-10-24T19:59:21-04:00 FCRAland en 2026-10-24T19:59:19-04:00 Social Security says it corrected nearly 50 million SSN records in largest cleanup in agency history https://fcraland.com/uploads/ia-retirement-9b3445.webp Social Security says it corrected nearly 50 million SSN records in largest cleanup in agency history https://fcraland.com/higher-interest-rates-squeeze-borrowers-but-lift-returns-on-cash-and-high-quality-bonds 2026-10-24T19:59:17-04:00 FCRAland en 2026-10-24T19:59:16-04:00 Higher interest rates squeeze borrowers but lift returns on cash and high‑quality bonds https://fcraland.com/uploads/ia-banking-e0978e.webp Higher interest rates squeeze borrowers but lift returns on cash and high‑quality bonds https://fcraland.com/30-year-mortgage-rate-falls-to-7-32-first-weekly-drop-since-late-august 2026-10-24T19:59:14-04:00 FCRAland en 2026-10-24T19:59:14-04:00 30-year mortgage rate falls to 7.32%, first weekly drop since late August https://fcraland.com/uploads/ia-mortgages-loans-ff6de8.webp 30-year mortgage rate falls to 7.32%, first weekly drop since late August https://fcraland.com/five-minutes-is-all-it-takes-how-easy-it-is-for-strangers-to-find-your-personal-data-online 2026-10-24T19:59:11-04:00 FCRAland en 2026-10-24T19:59:11-04:00 Five minutes is all it takes: how easy it is for strangers to find your personal data online https://fcraland.com/uploads/ia-data-privacy-8f66a0.webp Five minutes is all it takes: how easy it is for strangers to find your personal data online https://fcraland.com/ftc-warns-undisclosed-data-driven-surveillance-pricing-may-violate-consumer-protection-law 2026-10-24T19:59:05-04:00 FCRAland en 2026-10-24T19:59:04-04:00 FTC warns undisclosed data-driven 'surveillance pricing' may violate consumer protection law https://fcraland.com/uploads/ia-regulators-5e3725.webp FTC warns undisclosed data-driven 'surveillance pricing' may violate consumer protection law https://fcraland.com/u-s-consumer-sentiment-inches-lower-in-october-as-inflation-expectations-rise 2026-10-24T19:48:19-04:00 FCRAland en 2026-10-24T19:48:19-04:00 U.S. consumer sentiment inches lower in October as inflation expectations rise https://fcraland.com/uploads/ia-economy-98de30.webp U.S. consumer sentiment inches lower in October as inflation expectations rise https://fcraland.com/dow-falls-1-2-as-tech-weakness-oil-and-rising-yields-stoke-inflation-concerns 2026-10-24T19:48:20-04:00 FCRAland en 2026-10-24T19:48:19-04:00 Dow falls 1.2% as tech weakness, oil and rising yields stoke inflation concerns https://fcraland.com/uploads/ia-markets-9aa132.webp Dow falls 1.2% as tech weakness, oil and rising yields stoke inflation concerns https://fcraland.com/social-security-gets-a-3-6-cola-for-2027-wage-base-and-earnings-rules-also-change 2026-10-24T19:48:17-04:00 FCRAland en 2026-10-24T19:48:17-04:00 Social Security gets a 3.6% COLA for 2027; wage base and earnings rules also change https://fcraland.com/uploads/ia-retirement-63c9b6.webp Social Security gets a 3.6% COLA for 2027; wage base and earnings rules also change https://fcraland.com/education-department-plans-to-limit-federal-loans-for-low-earning-degree-programs-effective-july-2027 2026-10-24T19:48:13-04:00 FCRAland en 2026-10-24T19:48:13-04:00 Education Department plans to limit federal loans for low‑earning degree programs, effective July 2027 https://fcraland.com/uploads/ia-student-loans-20baa3.webp Education Department plans to limit federal loans for low‑earning degree programs, effective July 2027 https://fcraland.com/trump-order-directs-agencies-to-pursue-lower-mortgage-insurance-and-refinance-costs 2026-10-24T19:48:12-04:00 FCRAland en 2026-10-24T19:48:12-04:00 Trump order directs agencies to pursue lower mortgage-insurance and refinance costs https://fcraland.com/uploads/ia-mortgages-loans-6ccbb8.webp Trump order directs agencies to pursue lower mortgage-insurance and refinance costs https://fcraland.com/apple-privacy-tools-won-t-erase-data-brokers-files-what-you-can-and-can-t-remove 2026-10-24T19:48:08-04:00 FCRAland en 2026-10-24T19:48:08-04:00 Apple privacy tools won’t erase data brokers’ files — what you can and can’t remove https://fcraland.com/uploads/ia-data-privacy-9d66fd.webp Apple privacy tools won’t erase data brokers’ files — what you can and can’t remove https://fcraland.com/62-of-americans-say-ai-scams-are-now-more-dangerous-than-viruses 2026-10-24T19:48:06-04:00 FCRAland en 2026-10-24T19:48:06-04:00 62% of Americans say AI scams are now more dangerous than viruses https://fcraland.com/uploads/ia-identity-theft-dab8da.webp 62% of Americans say AI scams are now more dangerous than viruses https://fcraland.com/nearly-27-000-kansans-notified-their-medical-debt-was-bought-and-forgiven 2026-10-24T19:48:04-04:00 FCRAland en 2026-10-24T19:48:04-04:00 Nearly 27,000 Kansans notified their medical debt was bought and forgiven https://fcraland.com/uploads/ia-debt-collection-2e4ddf.webp Nearly 27,000 Kansans notified their medical debt was bought and forgiven https://fcraland.com/shein-to-pay-100-million-to-settle-ftc-probe-into-shipping-and-delivery-practices 2026-10-24T19:48:03-04:00 FCRAland en 2026-10-24T19:48:03-04:00 Shein to pay $100 million to settle FTC probe into shipping and delivery practices https://fcraland.com/uploads/ia-regulators-7cbe57.webp Shein to pay $100 million to settle FTC probe into shipping and delivery practices https://fcraland.com/federal-student-loan-pause-and-on-ramp-reshaped-delinquency-patterns-and-credit-reporting 2026-10-24T19:48:02-04:00 FCRAland en 2026-10-24T19:47:59-04:00 Federal student loan pause and on‑ramp reshaped delinquency patterns and credit reporting https://fcraland.com/uploads/ia-credit-scores-be7f0b.webp Federal student loan pause and on‑ramp reshaped delinquency patterns and credit reporting https://fcraland.com/a-clean-credit-report-doesn-t-always-mean-your-identity-is-safe 2026-10-24T19:47:59-04:00 FCRAland en 2026-10-24T19:47:58-04:00 A clean credit report doesn’t always mean your identity is safe https://fcraland.com/uploads/ia-credit-reports-02c304.webp A clean credit report doesn’t always mean your identity is safe https://fcraland.com/identity-theft-led-to-two-student-loans-and-a-100-point-credit-drop-for-a-71-year-old-retiree 2026-10-25T01:36:42-04:00 FCRAland en 2026-10-24T19:31:47-04:00 Identity theft led to two student loans and a 100-point credit drop for a 71-year-old retiree https://fcraland.com/uploads/ia-credit-reports-acdade.webp Identity theft led to two student loans and a 100-point credit drop for a 71-year-old retiree