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    <loc>https://fcraland.com/medical-costs-lead-many-americans-to-delay-care-and-alter-prescriptions</loc>
    <lastmod>2026-10-28T13:13:45-04:00</lastmod>
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      <news:title>Medical costs lead many Americans to delay care and alter prescriptions</news:title>
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    <loc>https://fcraland.com/visa-reports-stronger-spending-as-fourth-quarter-profit-reaches-6-billion</loc>
    <lastmod>2026-10-28T12:13:27-04:00</lastmod>
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      <news:publication_date>2026-10-28T12:13:25-04:00</news:publication_date>
      <news:title>Visa reports stronger spending as fourth-quarter profit reaches $6 billion</news:title>
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      <image:title>Visa reports stronger spending as fourth-quarter profit reaches $6 billion</image:title>
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    <loc>https://fcraland.com/man-extradited-to-u-s-in-alleged-100-million-identity-theft-tax-scheme</loc>
    <lastmod>2026-10-28T10:13:25-04:00</lastmod>
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      <news:publication_date>2026-10-28T10:13:25-04:00</news:publication_date>
      <news:title>Man extradited to U.S. in alleged $100 million identity-theft tax scheme</news:title>
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    <loc>https://fcraland.com/cfpb-pauses-plans-to-move-regional-employees-to-washington</loc>
    <lastmod>2026-10-28T09:13:58-04:00</lastmod>
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      <news:publication_date>2026-10-28T09:13:57-04:00</news:publication_date>
      <news:title>CFPB pauses plans to move regional employees to Washington</news:title>
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    <loc>https://fcraland.com/cms-offers-up-to-50-000-in-support-to-nurses-at-eligible-nursing-homes</loc>
    <lastmod>2026-10-28T08:13:40-04:00</lastmod>
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      <news:publication_date>2026-10-28T08:13:40-04:00</news:publication_date>
      <news:title>CMS offers up to $50,000 in support to nurses at eligible nursing homes</news:title>
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    <loc>https://fcraland.com/consumer-confidence-rebounds-in-october-but-remains-below-its-long-term-trend</loc>
    <lastmod>2026-10-28T07:13:39-04:00</lastmod>
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      <news:publication_date>2026-10-28T07:13:38-04:00</news:publication_date>
      <news:title>Consumer confidence rebounds in October but remains below its long-term trend</news:title>
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  <url>
    <loc>https://fcraland.com/ssi-beneficiaries-to-get-3-6-cola-for-2027-federal-maximums-rise-to-1-029-and-1-544</loc>
    <lastmod>2026-10-27T19:12:56-04:00</lastmod>
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      <news:publication_date>2026-10-27T19:12:55-04:00</news:publication_date>
      <news:title>SSI beneficiaries to get 3.6% COLA for 2027; federal maximums rise to $1,029 and $1,544</news:title>
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      <image:title>SSI beneficiaries to get 3.6% COLA for 2027; federal maximums rise to $1,029 and $1,544</image:title>
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    <loc>https://fcraland.com/fifth-circuit-revives-privacy-suit-over-meta-pixel-says-browsing-data-can-be-health-information</loc>
    <lastmod>2026-10-27T18:13:04-04:00</lastmod>
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      <news:publication_date>2026-10-27T18:13:02-04:00</news:publication_date>
      <news:title>Fifth Circuit revives privacy suit over Meta Pixel, says browsing data can be health information</news:title>
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      <image:title>Fifth Circuit revives privacy suit over Meta Pixel, says browsing data can be health information</image:title>
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    <loc>https://fcraland.com/broadcom-backed-63-billion-financing-lifts-chips-and-nasdaq-ahead-of-fed-decision</loc>
    <lastmod>2026-10-27T17:13:27-04:00</lastmod>
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      <news:publication_date>2026-10-27T17:13:26-04:00</news:publication_date>
      <news:title>Broadcom-backed $63 billion financing lifts chips and Nasdaq ahead of Fed decision</news:title>
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      <image:title>Broadcom-backed $63 billion financing lifts chips and Nasdaq ahead of Fed decision</image:title>
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    <loc>https://fcraland.com/nearly-2-million-borrowers-have-picked-new-plans-as-the-first-save-transition-deadline-looms-nov-1</loc>
    <lastmod>2026-10-27T16:13:08-04:00</lastmod>
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      <news:publication_date>2026-10-27T16:13:08-04:00</news:publication_date>
      <news:title>Nearly 2 million borrowers have picked new plans as the first SAVE transition deadline looms Nov. 1</news:title>
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      <image:title>Nearly 2 million borrowers have picked new plans as the first SAVE transition deadline looms Nov. 1</image:title>
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  <url>
    <loc>https://fcraland.com/fannie-freddie-apply-same-pricing-to-fico-and-vantagescore-as-fhfa-director-attacks-fico-pricing</loc>
    <lastmod>2026-10-27T15:13:05-04:00</lastmod>
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        <news:language>en</news:language>
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      <news:publication_date>2026-10-27T15:13:05-04:00</news:publication_date>
      <news:title>Fannie, Freddie apply same pricing to FICO and VantageScore as FHFA director attacks FICO pricing</news:title>
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      <image:loc>https://fcraland.com/uploads/ia-credit-scores-142649.webp</image:loc>
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  <url>
    <loc>https://fcraland.com/orange-county-erases-199-million-more-in-medical-debt-bringing-total-relief-to-758-2-million</loc>
    <lastmod>2026-10-27T14:13:25-04:00</lastmod>
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      <news:publication_date>2026-10-27T14:13:25-04:00</news:publication_date>
      <news:title>Orange County erases $199 million more in medical debt, bringing total relief to $758.2 million</news:title>
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      <image:title>Orange County erases $199 million more in medical debt, bringing total relief to $758.2 million</image:title>
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