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    <lastmod>2026-11-03T14:14:49-05:00</lastmod>
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      <news:title>Experian data shows Americans 80 and older have the highest average FICO scores</news:title>
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    <lastmod>2026-11-03T13:13:38-05:00</lastmod>
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      <news:publication_date>2026-11-03T13:13:37-05:00</news:publication_date>
      <news:title>VantageScore CEO steps down as mortgage scoring competition intensifies</news:title>
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    <lastmod>2026-11-03T12:13:01-05:00</lastmod>
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    <loc>https://fcraland.com/ford-promises-not-to-sell-driving-data-to-data-brokers</loc>
    <lastmod>2026-11-03T09:13:29-05:00</lastmod>
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      <news:publication_date>2026-11-03T09:13:28-05:00</news:publication_date>
      <news:title>Ford promises not to sell driving data to data brokers</news:title>
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    <loc>https://fcraland.com/treasury-yields-edge-higher-as-investors-await-midterm-election-results</loc>
    <lastmod>2026-11-03T08:14:30-05:00</lastmod>
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      <news:title>Treasury yields edge higher as investors await midterm election results</news:title>
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    <lastmod>2026-11-03T07:13:36-05:00</lastmod>
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      <news:publication_date>2026-11-03T07:13:35-05:00</news:publication_date>
      <news:title>Judge blocks Trump administration’s proposed federal loan caps for advanced degrees</news:title>
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    <loc>https://fcraland.com/va-loan-changes-left-thousands-of-veterans-with-higher-mortgage-payments-npr-finds</loc>
    <lastmod>2026-11-02T18:14:27-05:00</lastmod>
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      <news:publication_date>2026-11-02T18:14:25-05:00</news:publication_date>
      <news:title>VA loan changes left thousands of veterans with higher mortgage payments, NPR finds</news:title>
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