On December 8, 2020, AppFolio, Inc. reached a settlement with the FTC for alleged violations of the FCRA to the tune of $4.25 million. AppFolio provides tenant background screening reports about consumers to property management companies to help the companies, among other things, select tenants. The FTC’s Complaint […]
Nicole Y. Su
Nicole Su focuses her business litigation practice on commercial and financial services matters in state and federal courts and in arbitration. She has in-depth experience and knowledge of consumer protection statutes such as the Telephone Consumer Protection Act (“TCPA”), Federal Debt Collection Practices Act (“FDCPA”), Fair Credit Reporting Act (“FCRA”) and other related federal and state consumer protection statutes.
Nicole is dedicated to achieving cutting-edge results for her clients. Nicole uses her in-depth knowledge of the consumer protection statutes to come up with creative solutions to difficult problems.
Her prior experience includes representing major financial institutions in federal and state court in mortgage banking litigation.
Last month, LexisNexis Risk Solutions, Inc. was sued in a proposed class action for violations of the Fair Credit Reporting Act (“FCRA”). Plaintiff Chad Bacon, on behalf of himself and others similarly situated, alleges that LexisNexis violated the FCRA by failing to keep consumers’ tax lien and civil […]
The Consumer Financial Protection Bureau (CFPB) reached an $18 million settlement with Monster Loans and a number of related companies and individuals for illegally obtaining credit reports to further an alleged student loan debt relief scam. The Complaint, filed by CFPB in January of 2020, alleged that between […]
In ACA Int’l v. Healey, No. CV 20-10767-RGS, 2020 WL 2198366 (D. Mass. May 6, 2020), the District Court in Massachusetts struck down the State Attorney General’s emergency ban on debt collection calls and lawsuits during the COVID-19 pandemic, finding that the regulation violated the First Amendment. On […]
On March 17, 2020, a bill was introduced in the United States Senate to amend the Fair Credit Report Act to prevent negative credit reporting during the COVID-19 crisis. Subsequently, on March 23, 2020, a similar bill was introduced in the United States House of Representatives. Both bills […]