Yesterday, the District Court for the Northern District of Georgia granted a motion to dismiss FCRA claims in a case involving one of the largest data breaches in history. In the summer of 2017, Equifax’s systems were hacked repeatedly over the course of several weeks. During that time, […]
On Thursday, February 21, 2019, three Womble Bond Dickinson attorneys had the honor of presenting to a group of approximately 400 business people at ePlace Solutions, Inc.’s webinar, “Employee Privacy: The ‘Rights’ That Will Shock You.” Nadia D. Adams started the webinar by explaining the background of the […]
Often, when faced with litigation, it can be difficult to assess potential exposure for defendants. While actual damages may be easy to calculate, treble damages, attorneys’ fee awards, and punitive damages significantly complicate the risk analysis associated with litigation depending on the claims asserted. Unfortunately, the Fair Credit […]
By Shane Micheil Effective January 1, 2019, the Bureau of Consumer Financial Protection raised the maximum amount a Consumer Reporting Agency is allowed to charge a consumer for a copy of their consumer file disclosure under the FCRA to $12.50 a pop. You can see the final rule […]
In recent months, we have seen a large uptick in FCRA class actions. If you’re a regular reader here at FCRALand, you may recall the Stanford class action filed in October 2018, the PetCo class settlement in November 2018, and the Delta Airlines proposed settlement earlier this month. […]
This week we got another big FCRA decision in Sanders v. Global Radar Acquisition. In Sanders, the plaintiffs filed a putative class action claiming that the Defendants failed “to obtain certification prior to furnishing a consumer report for employment purposes in violation of 15 U.S.C. § 1681b(b)(1)(A).” The Plaintiffs […]
The District Court for the Northern District of New York handed down an unusual decision yesterday. The district court found that it had federal question jurisdiction even though the Plaintiff only asserted one claim in his Complaint: a violation of a state statute. The decision provides a good […]
New data offer fascinating insight into current trends for consumer finance litigation. According to WebRecon, Complaints to the Consumer Financial Protection Bureau have spiked by 10% in the last month alone. And, from October to November, litigious plaintiffs increased their efforts to bring statutory claims against financial service […]
